Supercharge Sales

Supercharge Sales

Want to leverage mobile technology to supercharge your store sales? American First Finance has a mobile short application that works on any device.

Increase Efficiency

Increase Efficiency

With applications that are 50% shorter, the time to make a decision on applications is shorter too! Sales can be funded directly into your corporate bank account.

Cloud Storage

Kwik Dealer Portal

A Cloud based Dealer Portal can integrate into your shopping cart or stand alone for you to complete the sale.


A simple application is filled out in our dealer's store or service provider's office and then submitted to our office for approval.  Applications are approved instantly or denied. If additional information is required, we will deliver a response within 10 minutes from the time the completed information is submitted.


What are the requirements to qualify for the "No Credit Needed" program?

You must be 18 years or older, have a steady and re-occurring source of income of at least $800 per month and maintain an open, active and stable checking account. "No Credit Needed" does not mean or imply that no inquiry will be made of credit history or creditworthiness. We may check credit history and creditworthiness, but no established FICO score or credit history is necessary.


Can a customer use an ITIN?

Yes, an ITIN is an Individual Tax Identification Number issued by the federal government for non-citizens working and paying taxes in the US.


Does a customer have to have a job to apply?

No we accept different forms of income such as Social Security, Retirement, Pension and Self Employment.


What if a customer has bad credit or filed for Bankruptcy in the past?

They can still get approved. We do check credit. However, we do not require credit history in order to be approved.


Can a co-applicant and the applicant use the same checking account?



What is an ACH Authorization?

An ACH Authorization is your verbal or written instructions that allows us to electronically withdraw a specified amount or money from a bank account on an agreed upon day.