Up to 24 Months

Up to 24 Months

Our programs only work if your customer can afford to make the payment. That’s why American First Finance goes up to 24-months. Compare our payments on a $3,000 purchase against the alternatives.

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Awesome Approvals

Awesome Approvals

“Show me the Money”. We approve up to $5,000. American First Finance approves more than 50% of the applicant's income, up to $5,000. We have consistenly high approvals. Click here to see how we compare to other alternatives.

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Unbanked?

Unbanked or Under-Banked?

Not everyone uses a traditional bank these days. That’s why we accept payroll and select pre-paid cards as part of the application. Do we work with “unbanked” customers; meaning those that don’t have a traditional bank account? YES, WE DO!

Shop Again and Again

Shop Again and Again

There’s no need to fill out a blank application from scratch every time. If your customer has been approved for $4,000 but only uses $2,000 on their first transaction; that leaves them with $2,000 plus anything they paid down on the first transaction as “ready to go” approval for another deal. American First Finance can run email campaigns to good payors to help you drive repeat business.

Same As Cash

Same As Cash

We have a number of programs that offer true "Same As Cash" for the consumers to pay off their account with no penalties or extra costs. It is truly same as cash. Don't send customers away when they can, "Take it home today!"

Build that Credit

Build that Credit

American First Finance’s customers making payments towards retail installment contracts get reported to Transunion. Customers can take advantage of this opportunity to build credit with one of the big bureaus while making payments over time. Take advantage of this opportunity for your retail location.